by Curt Kovener
Three different times this past week I received some mail that wasn’t what it appeared.
What looked like an invoice wasn’t and (unfortunately) what appeared to be a couple of checks weren’t either.
So much for what they weren’t. They were bogus, albeit creative, come-ons from companies wanting some of my money.
On Tuesday came what appeared to be an invoice from Yellow Pages, Inc. for the newspaper listing I had “ordered”. It had an account number and my phone number and they wanted to verify the order. In reality, the little box I was to check was not only a verification but an agreement to purchase their phone book listing for $179.
I should be very clear, this is a company calling itself Yellow Pages, Inc. and is not associated with the directories we received from phone companies who, non-coincidentally, put their business listings on yellow colored paper.
I should also be very clear that only a minute minority of the phone calls we get at the newspaper come because of a listing in the yellow pages. And a good number of those are from professional solicitors for a good cause wanting the newspaper’s charitable contribution department.
But I drift afield and must get back to this pseudo phone billing.
Up at the top of the form, in plain English was “This Is Not A Bill. This is a Solicitation“.
But it sure looked like a bill. Which got me thinking why a company would use deceptive packaging to make a sale. And I answered my own question: because it wanted to make a sale.
Over the next two days I received even more lucrative looking inducements.
In a manila windowed #10 envelope which said “Buy And Hold U.S. Savings Bonds” and looking very governmental and very official, there was from First Federal Bankcorp (sounds pretty official) a check made out to me for $42,800.
“Holy Moley, Ed McMahan finally pulled my name from the Publisher’s Clearinghouse list,” I thought.
In lighter gray printing I am told “This is not a check” and “Non-Negotiable Coupon”.
It seems that they were offering me a home equity loan in that amount. And they said that this “program is offered to a very select group of individuals in your community of Crothersville on a limited basis.”
I don’t believe mass solicitations mailed at a 15¢ bulk mailing rate does not qualify for the “very select group of individuals” category.
Then the next day, from Direct Funding I received another very official looking envelop and another non-negotiable check-looking coupon for another $42,800.
According to Mr. Bard’s high school math, that’s $85,600 I could have coming my way, if I wasn’t paying attention and signed the check-appearing loan applications.
But all of this got me to thinking. Since these companies were inducing me by attempting to dupe me into thinking they mailed me a check that was not a check, I returned volley in like kind and quality. I sent them an official looking loan application stating “This is not a Loan Application”.
And we’ll see if they “Show me the money”.